Certificate in Regulated Equity Release (CeRER) Support your customers to release value in their homes with the appropriate equity release schemes. “This updated certificate provides advisers with a solid grounding in everything they need to know about the market, products and regulations to enable them to give their customers the best advice possible – with practical examples that really help bring this to life.” A digitally enhanced course site has been developed which includes videos, quizzes and animations. Always look out for our logo on their literature and whichever legal adviser you choose ask them about what experience they have in this area. All members are required to be aware of and comply with the full set of rules. They will need to advise you on all of the … Once you have decided to proceed with your Equity Release, you will then need to instruct your Solicitor. the loan amount repayable on death, whether part or all of the property is being sold. So, it looks like property is going to play a large part in funding later life in the future the way that a pension has traditionally in the past. New course content includes … Our Membership Hub represents the interests of 90% of the Equity Release sector. There are two types of equity release; Lifetime Mortgages and Home Reversion plans. It was initially recognised as Safe Home Income Plans, or SHIP until it was re-launched in 2012 and broadened its reach from equity release providers to financial advisers. The Equity Release Council’s code of practice ensures that all member companies provide a full and easy to understand presentation of their plans. the loan amount repayable on death, whether part or all of the property is being sold. Company number 11699580 an Equity Release Council recognised certificate, when they are satisfied that you fully understand your rights, obligations and benefits. Can't find what you're looking for? Church Lane Thornby The Equity Release Council is a self-regulated non-profit organisation that safeguards the interests of homeowners and specialises in all things equity release-related. It was initially recognised as Safe Home Income Plans, or SHIP until it was re-launched in 2012 and broadened its reach from equity release providers to financial advisers. ©2020 Equity Release Council. Each rule is accompanied by a set of guidance or activities which will help a member firm demonstrate compliance with the rules. Provide an Equity Release Council certificate, signed by the solicitor, to ensure clients are aware of the terms and implications of the plan including the impact of equity release on their estate. Join us for our third event in our Equity Release webinar series ‘personalisation; customer benefit or advice dilemma’ where we will be looking at the advice considerations relating to your client’s Health and Lifestyle. All Rights Reserved. Below you will find several resources including a video, a process chart, guidance notes and solicitors certificates to support the amendment. NN6 8SN. Updated Certificate in Regulated Equity Release – full details revealed 04 November, 2019 Heather Tilston The London Institute of Banking & Finance has revealed full details of the changes being made to its Certificate in Regulated Equity Release (CeRER), which is now live on its website. 09 Dec 2020 - 4:46 pm. Reviews. Church Lane Thornby Premier Equity Release Club is a trading style of Perrett ERC Ltd. ©2020 Equity Release Council. Affiliate members are those who have an interest in the UK equity release market. Why choose Bread and Butter Advice? The Equity Release Council’s Donna Bathgate and David Burrowes want qualifications to be changed so advisers have a broader view of later life lending options. All members in the associates category have an interest in the equity release market and some are direct contributors to the sales and advice process. Evans will be one of the experts ensuring the new material covers the changing market requirements and will also sit on the Equity Release Council Standards Board. Providers are firms that are authorised by the financial services regulator to provide regulated lifetime mortgages and/or home reversion plans. Michael Usher Mortgage Services Ltd is an appointed representative of HL Partnership … Equity Release Explained Your options The options for equity release FAQs About us. Therefore, if your property is worth less than the outstanding balance owed to the lender, the lender will enforce the No Negative Equity Guarantee and your estate will only owe the sum your property sells for. Release Bournemouth the options for Equity Release FAQs about us your privacy Terms and conditions us... 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